LEGAL POLICY / TERMS OF SERVICE

The Get Real Money Smart Web Site (getrealmoneysmart.com) Terms of Use.

PLEASE READ THE FOLLOWI

NG TERMS OF USE FOR USING THIS WEB SITE.

The Get Real Money Smart("Site") is owned and operated by KGA Designs.

KGA Designs PROVIDES THIS SITE FOR PUBLIC USE SUBJECT TO THE FOLLOWING TERMS AND CONDITIONS:

1. COPYRIGHT
Except as noted and except where not applicable, all Site content, including but not limited to, graphics, web page layouts, HTML Code, PHP Code, Javascript Code, and CSS Code (collectively called "Materials") are Copyright 2017, © 2017 by KGA Designs ALL RIGHTS RESERVED. Exceptions to the right of ownership are either noted directly on web pages, or within the source code of web pages. Source code is easily viewable using commands available in most web browers.

2. USE OF INFORMATION
i) This Site is designed to offer a repository of information and commentary. KGA Designs hereby grants permission to use the materials in the Site for any Personal Use, subject to the following conditions: 1) the material or content may not be altered; 2) any copyright or trademark notices must remain visible. PERSONAL USE DOES NOT INCLUDE ANY POSTINGS ON WEB SITES. However links to the Material are allowed and encouraged, per section 2-iii.

ii) Any Commercial Use of the materials or content of this Site, including but not limited to postings on other Web Sites, is strictly prohibited without the express written permission of KGA Designs. Any reproduction, copying, or electronically transferring of any Materials from this Site for Commercial Purposes is strictly prohibited without the express written permission of KGA Designs. KGA Designs reserves the right to refuse permission for any reason.

iii) Permission to link to this Site is freely given under the following conditions: 1) the web site maintaining a link to this Site must not be offensive, sexual, obscene, fraudulent, libelous, defamatory, racist, harmful, threatening, or hateful in nature; 2) KGA Designs reserves the right to order a web site to remove any links to this Site.

3. DISCLAIMER OF WARRANTY
THIS SITE, INCLUDING ALL CONTENT, MATERIALS, PROGRAMMING CODE, DOWNLOADS, AND GRAPHICS IS PROVIDED "AS IS" WITH NO RESPRESENTATIONS OR WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE.

4. ACCUARCY OR CONTENT
CONTENT ON THIS SITE IS NOT GUARANTEED TO BE EXACT, COMPLETE IN CONTENT, or COMPLETE IN ACCURACY.

5. LIMITATION OF LIABILITY
IN NO EVENT SHALL KGA DESIGNS OR THE SPONSORS, ASSOCIATES, OR CONTRIBUTORS OF THIS WEB SITE BE HELD LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, PUNITIVE, OR OTHER DAMAGES ARISING FROM USE OF THIS SITE, EVEN IF KGA DESIGNS, THE SPONSORS, ASSOCIATES, OR CONTRIBUTORS OF THIS WEB SITE HAD BEEN PREVIOUSLY ADVISED OF SUCH DAMAGES.

6. USER SUBMISSIONS
Users, viewers, members, contributors, sponsors, and visitors of this Site agree to the following:

Any contributions or submissions, whether as articles, listings, graphics, or advertisements; or whether to contribute to any blogs, discussion forums or bulletin boards:

i) Must not be offensive, sexual, obscene, fraudulent, libelous, defamatory, racist, harmful, threatening, or hateful in nature;

ii) Must not violate any existing restrictions of permission, including but not limited to copyright and trademark restrictions;

iii) Must not use or attempt to use this Site for any illegal activities;

iv) Must not knowingly or purposely use or attempt to use this Site to spread computer viruses or other harmful computer programs.

6. INDEMNIFICATION
You agree to indemnify, defend, and hold harmless KGA Designs, the Sponsors, Associates, and Contributors of this web site from any liability, loss, claim, and expense (including attorney and other legal fees) related to your violation of this agreement.

7. VOID WHERE PROHIBITED
This Site may engage in activities, including but not limited to Contests and Polls, which are not legally permissible in certain areas. As such, any restrictions are respected and therefore are Void Where Prohibited. It is the sole responsibility of viewers of this Site to be aware of whether they are legally allowed to enter in certain activities found on this Site.

8. CHANGES TO SITE
KGA Designs reserves the right to make changes to this site, including but not limited to Materials, Programming Code, Downloads, And Graphics at any time without notice or cause. KGA Designs reserves the right to terminate this Site at any time without notice or cause. Any obligations, such as services paid for will be honored for the life of the agreement independently of the state of the web site.

9. LINKS TO OTHER SITES
This Site may contain links to other Web Sites. KGA Designs is not responsible for, nor does KGA Designs represent or endorse any content, graphics, programming code, goods, services, or other materials on these linked web sites. You agree to Hold Harmless KGA Designs from any damages, harm, or other unintended consequences arising from products and services featured on this site. You agree to indemnify KGA Designs from any damages, harm, or other unintended consequences arising from products and services featured on this site.

10. MISCELLANEOUS
This agreement is entered into in the State of North Carolina, U.S.A. and shall be governed by and construed in accordance with the laws of the State of North Carolina, U.S.A.

11. NOTICES
Any notices or other correspondence should be addressed to:

getrealmoneysmart@gmail.com

KGA Designs
14039 HWY 74 E., Suite A6-114
Indian Trail, NC 28079.