Gayla and KenHi!  Great to see you here. My hubby and I have been rolling with financial ups and downs for what seems like forever!  Me – a social worker by trade and stay at home mom while our son was growing up. Ken is a writer and computer and web programmer. We have weathered the storms of crushing health expenses, bankruptcy, and just letting our finances get the better of us. We have learned! Now we are ready to share things we learned. Hope you enjoy what we have here.  We are kind of new to this blogging thing so bear with us as we fill the site up with goodies.

All the best,   Gayla